In Minnesota: What are Your Options for a Vehicle That’s Been Totaled?
After a car accident, your insurance provider tells you that your car is totaled. But what exactly does “totaled” mean? More importantly, what are your options for handling a totaled vehicle? Dealing with a car crash can be tough. More so, if it’s a serious one and involves the car being deemed damaged beyond repair—or labeled as a “total loss”. Total loss is an auto insurance term used for cars (and other vehicles) that are badly damaged in an accident and repairing them would mean spending more on the repairs than what the car is actually worth. We regretfully want to inform you that your car has been declared totaled. So, what can you do with a totaled car? Obviously, getting the car on the road is not an option. The Minnesota law, in fact no other state law for that matter, allows car owners to drive a totaled vehicle. Of course, if you can get your totaled car repaired and rebuilt to Minnesota’s vehicle safety standards, then it’s a different stor...