In Minnesota: What are Your Options for a Vehicle That’s Been Totaled?

After a car accident, your insurance provider tells you that your car is totaled. But what exactly does “totaled” mean? More importantly, what are your options for handling a totaled vehicle?


Dealing with a car crash can be tough. More so, if it’s a serious one and involves the car being deemed damaged beyond repair—or labeled as a “total loss”.

Total loss is an auto insurance term used for cars (and other vehicles) that are badly damaged in an accident and repairing them would mean spending more on the repairs than what the car is actually worth.

We regretfully want to inform you that your car has been declared totaled.

So, what can you do with a totaled car?

Obviously, getting the car on the road is not an option. The Minnesota law, in fact no other state law for that matter, allows car owners to drive a totaled vehicle.

Of course, if you can get your totaled car repaired and rebuilt to Minnesota’s vehicle safety standards, then it’s a different story.

Interested in getting your totaled car rebuilt?

Consult an auto repair shop near you for a service quote. However, we won’t recommend this option.

Why, you ask?

· First, repairing a totaled car can cost you a lot of money.
· Second, even if a totaled car is repaired, it always carries a salvage title, which adversely affects its resale value.

Another option could be to sell your totaled car to your auto insurance provider. Many car owners find this the easiest option as it requires minimum involvement on their part. There are just a few formalities to take care of and the rest of the process is handled by the insurance company.

This option has one disadvantage however; your insurance provider may not pay you a fair price for your damaged vehicle.

Last, but definitely not the least, is selling your totaled vehicle to a junk car removal service.
Junk car removal services accept both repairable and irreparable vehicles for cash. They pay more for vehicles that can be salvaged and less for those that cannot be repaired. These companies usually offer higher price for totaled cars than insurance carriers. So, it might be worth checking out a junk car removal service near you.

We hope you found the information in this article useful.

About Hook & Book Towing

Hook & Book Towing is a junk car removal service in Isanti, MN. The company deals in both repairable and irreparable vehicles and offers free pickups from any address in the city. To request a quote, please call (763)-334-2233 or fill out the contact form.

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